What's An Echeck?

Accept Echeck Payments Anywhere, Anytime, Any Way

Over the Phone


Virtual Terminal


In Person

  • The term echeck is used interchangeably with the term ACH which stands for Automated Clearing House.

  • Echecks are a transfer of funds from one person or company's bank account to another to pay for goods or services.

  • Echecks are a form of electronic online payment that take the place of paper checks. They are used exactly the same way and for the same reasons.

  • The #1 way to use an echeck would be to pay or receive funds online. You enter your banking information into a payment portal to pay for the goods or services rendered. Examples would be paying your utility bill online, paying a property manager for rent, making an automobile payment, paying taxes, and a myriad of other things.

  • Echecks are a secure and quick way to pay. Less time to prepare versus mailing out a check.


Flexible Echeck Payment Solutions
All-In-One Payments Platform

Single solution for echeck and credit card payments. Be more efficient with recurring echeck payments and electronic invoicing.

Easy Epayments Ecommerce Integration
Ecommerce Integration

We can seamlessly integrate into any website or blog within minutes. Simply create an online payment form to accept echeck payments online

Accept Echeck Payments to Grow Your Business

Echecks are less expensive

Save at least 10x more by using our echeck payments processing. Our flat fee pricing model will save you a ton of money versus credit card processing. Plus you can offset fee's by using our convenience fee feature.


We offer more ways to accept echeck payments than any other platform.

  • E-Invoicing

  • Email Payments

  • Recurring Echeck Payments

  • Online payments

  • Text Payments

Same Day Echeck Deposits

Need access to your cash? We make that easy too. For a little bit more you can receive echeck payments same day. Our standard echeck deposits in 2 business days.

Top 5 Benefits of Accepting an Echeck vs. Paper Checks

  1. No wait time versus snail mail
  2. Less handling and no traveling to bank
  3. Easier to track unpaid invoices
  4. More ways to accept echeck payments.
  5. More convenient for your customers

4 Essential Benefits of

Accepting Echeck Payments

  1. Lower processing costs
  2. Quicker deposit times versus paper checks
  3. 0 Charge backs once echeck has cleared
  4. Offer more payment options to your customers
Businesses that use Echeck
  • Automotive
  • Accountants
  • Dentists
  • Healthcare
  • Insurance Agents
  • Lawyers
  • Med Spa
  • Manufacturers
  • Payday Loan Centers
  • Property Management
  • Wholesale Trade
  • Much more!

What is the utility of Echeck Payments?

  1. Faster handling and processing
  2. Get payments quicker
  3. Offer more convenient payment options
  4. Flexible acceptance options
  5. Accept echecks 24/7/365
  6. Less expensive to process
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© 2020 True Rate Payments LLC dba easy ePayments

True Rate Payments LLC is a registered ISO of North American Bancard. BMO Harris, Wells Fargo, and The Bancorp Bank are supporting financial institutions

True Rate Payments LLC is a registered ISO of Linked2Pay

Avidia Bank is the supporting fnancial institution

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